Shares are offered through Charles Schwab & Co., Inc., a registered broker-dealer. Mutual fund investment options are made available through the services of an independent investment advisor. Federal and state laws and regulations are subject to change. The content on this website is not intended as legal or tax advice. Flexible spending accounts (FSAs) and health reimbursement accounts (HRAs) are administered by OptumHealth Financial Services and are subject to eligibility and restrictions. Health savings accounts (HSAs) and Medicare Advantage Medical Savings Accounts (MSAs) are individual accounts offered or administered by Optum BankĀ®, Member FDIC, and are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties.
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